Burrito Banking
Etiquette and Layout


Since the Implementation of guild banks with the 2.3 WoW patch, guild banking is a fun and simple system that all members can participate in.  However, like before, there are still restrictions and etiquette that apply to all members with all access levels.  Since this is a relatively new system, the various restrictions and limits currently set on items and gold are all subject to change.  Most of the etiquette, however, is the same as it has always been.

Below is the currently maintained layout of the guild bank.  Please scroll past the table below to see item access and etiquette.


 

Approximate Bank Organization
OW = Old World // NW = New World

Fruitcake Tab
2 withdrawals per day per person

Banana Tab
5 withdrawals per day per person
(Please, please take this stuff)

Rep items for outlands factions
NW mining supply
Primals and motes
NW gems
Pearls (all levels)
Enchanting supplies (all levels)
NW leather
NW armor kits
OW crafting reagents (all professions)
OW leather
OW elemental reagents
OW Books and librams
BoE gear and weapons (all levels)
Bags
Green / White / Lowbie recipes

Pretzel Tab
2 withdrawals per day per person

Tab 4 (a lot more g needed)

Potions (all levels)
Darkmoon cards
Spider silk (all levels)
Inactive

Item access and etiquette
Viewability:  All tabs are viewable by the entire guild.
Deosits:  The entire guild can make deposits.  Please do NOT use this as an opportunity to fill the bank with useless crap, or ability to deposit will be taken away.
Withdrawls:  All guild members aside from Beans are permitted to withdraw 2 items/stacks per tab, per day, 5 in the case of the Banana tab.  This is definitely subject to change, but the limit is designed to prohibit excessive withdrawls.  At this time, please contact an officer if you need additional items.
Paying back/replacing:  It is not mandatory to donate after a withdrawal, but please only interact with the bank in a way you think is fair.  If you have no items to give, even a few spare gold here and there will really help the guild out.  If you take out some new bags, leave behind your older, smaller ones for someone else. 
No Resales:  Bank items must be consumed within the guild, not sold or used to craft items for non-guild members. 
Liquidation:  All items that idle in the bank for long periods of time may be liquidated for cash.
A public "thank you" to everyone who donates!
 

Gold loans and management
Guild expenditures:  Gold can be used by officers to purchase additional guild bank slots and raiding reagents.  All gold not put to this use will be available for loans, and the amount available for loans should be maintained at no less than 400g.
Handling:  Gold withdrawals are only accessible to officers, and all loans must be processed through officers.
Use:  It is expected that loans be used toward re-specs, mounts, necessary equipment upgrades, or any other sort of "necessary" purpose.
Limit:  There is no "limit" on the amount of gold that can be borrowed from the bank, but loans will be evaluated subjectively based on previous loan payback and general player reliability. 
Loan log:  Your name will not be listed on the site, but your name and amount borrowed will be written down and also noted in the form of officer gold withdrawawls. 
Paying back gold:  Gold must be paid back in the form of gold.  This helps keeps our balance from fluctuating.  You will not be able to take out another loan until you have repaid your previous debt.
Interest:  No interest is charged on loaned gold, but you will be expected to pay it all back.  A note will be kept with your tab.